Frequently Asked Questions

The majority of online services have little to no experience in the auto lending industry. Most services just collect and sell your information to the highest bidder. Our service was developed by respected professionals in the automobile lending industry. We know what information is needed to make the difference. We only partner with respected, experienced dealerships who have been trained to recognize what each customer's unique needs are, and have the correct lenders in place to suit any credit situation.

Anyone who tells you that you can not get approved because of your credit score does not have the knowledge or experience necessary to assist customers with credit issues. We have the knowledge and experience to assist customers obtain financing with credit scores ranging from 0 to 850.

Yes, we understand that bad things happen to good people and we believe people should not be judged solely on their past, but on their future as well.

You may buy a new or used vehicle of any make or model. We will not pressure you into what to buy, rather, we will help arrange your financing and let you decide which vehicle best suits your needs.

Absolutely not! "Buy here - pay here" dealers specialize in selling customers sub-standard, poor quality vehicles for up to double their actual value. The "buy here - pay here" dealers often take advantage of their customers by charging interest rates in excess of 30%. "Buy here - pay here" dealers do not report your payment history to the credit bureaus, thus you do not receive the benefit of a positive payment history that helps build your credit score. We do not do business with these type of dealers.

Car dealers love customers who come in admitting that they have bad credit. They instantly charge those customers more for the cars. They think customers with damaged credit are at their mercy and have no choices so they only show you cars that they cannot sell to anyone else. Our service puts YOU in control because your loan can be arranged before you step through the door which puts you back in control!

If you have someone who is willing to act as a co-signer for you on your application, you may submit their information along with yours. Our experienced loan staff will evaluate your application and work with you to provide the best financing options possible.

You can apply 24-hours a day, 7-days a week either here on our web site or by phone.

The process begins as soon as you submit an application. We immediately start reviewing your information and work to match you with the lender that best suits your particular situation. After determining which lenders are a match for your situation we begin to negotiate the best terms possible for you. The process normally takes less than 24 hours.

You are under no obligation at any time. If you change your mind, we hope that when you decide to pursue car financing, you will allow us the opportunity to serve you at that time.